Do you have a birdfeeder?  

If so, you have likely noticed those persistent squirrels. 

There are few commercials on the radio that irritate me more than this one.  
“Don’t let your credit card company fool you into thinking you owe the full amount of your credit card debt!”  

Have you ever learned something the hard way and then found yourself thinking, “Gee, I wish someone had told me that!” As the years pass, we all learn, or should learn, a few new things.